Sunday, September 12, 2010

The money comes and the money goes

Okay. New plan.

I'll be attending school to study for job certification NEXT year. Not this year.

The money I had for this had to be used for family expenses (that's just the way life is!). So, I'm going to start all over again and save up for next year. Also, it's probably just as well. The classes I had to take were all full. So maybe next year I can get in there early and get the classes that I need. Jesse will be in preschool fulltime next year. And at least this way, I can get a regular job (not the kind you need certification for) and just work my way through that and have regular employment in place if I don't end up being able to get a job in my desired field after this schooling ends.

So, it's all good. It'll work out. I'm VERY frustrated, because I was so ready to do this, but that's just the way life is. Maybe this can be a good thing. Hubby keeps telling me this approach would be better. He stressed that even if I went to school and got a certificate in medical coding, there's no guarantee I'll have a job waiting for me. I can see how that could happen. The new plan just makes better sense, because I'll have something to fall back on even after I complete the schooling. So I'll do it this way.

I just have to be careful with expenses. I will REALLY need to be firm to save up for this. It's just that it's leaves your hands faster than it can stay in them! The money comes and the money goes. Hubby and I have been trying to establish a savings for YEARS, but it's like there's ALWAYS something that comes up. The car needs a new tire, something in the house breaks and needs to be fixed, something comes up at our daughter's school that we need to pay for, etc., etc. It's just, always something! As it is now, even as I have a nice check on its way to me, that money isn't going to last, either. My dog has a loose tooth and I need to take him to the vet to get that taken care of. (We don't have pet insurance. Is there even such a thing??) So that money has to go towards that. Such is life.

This is part of the reason why I want to have regular employment. We need to have that extra money there -- if anything, so that we can build up a savings. We literally have NOTHING saved. So if our house is crushed by a wayward comet, we'll be living on the streets. I know it's important to have a savings, and that's why I want a regular job. Hubby's job pays him well and we also have my annuity. But that can only carry us so far. And, like I said, things keep happening where the money just doesn't last. So if I have a good job that I receive certification for, that will help us a lot.

For as long as it can, anyway.

I just need to try to hang in there. Next year will be better. But that's what we all would like to think!

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